On Financial Independence...
I've also been experiencing the joys of having money in my bank account. So far I've been spending far too much money on the following:
- Going out
- Treating my friends to dinner/drinks/whatever I have on hand
- Enormous tips for those serving me dinner/drinks
- New jeans
- A Nintendo DS
- Games for my Nintendo DS
- Name brand blankets for my horse
- A variety of other money-wasters that I shouldn't be spending money on
I have made some steps in the right direction, however. I've opened up a savings account, paid my Visa bill in full, paid my parents several hundred dollars that I owe them, and paid all but a very small portion of my student line of credit to the bank. The line of credit kills me, because that is the one I made my frivolous purchases on. For example, all the beer and tequila I used to drink while away at University. Although, in some cases, beer and tequila are necessities, so I only feel a little bit guilty for those.
When I went to the bank to deposit my pay cheque this week, the woman at the counter accosted me and asked me if I was still a student. So, I did what I could to make up a big, fat lie, because I've been expecting the bank people to accost me at any time now, seeing as how I'm not a student any more. A more honest and upstanding person would have gone to the bank and told them they were through with their studies. Not I.
I grinned broadly at her and explained that I am now officially a Student of Life. And she smiled back at me, and I thought, Oh, thank goodness, my ploy worked. I will still be able to pay minimal banking fees because this woman thinks I'm just hilarious.
I have now officially lost my student bank account forever, and I have to pay TEN DOLLARS every month for the joy of banking.
I do feel much more grown up, though. I'm looking at cars that I may want to purchase in the future (The Dodge Calibre and the Monte Carlo are currently in my mind quite often) and I am in a state of bliss because I've opened an account for my retirement. I am also NOT hitting up my parents for twnety bucks every time I turn around, and as a result, I feel much more like a twenty four year olf and much less like a sixteen year old.
Life is grand, indeed.